There are a plethora of cards and it’s always confusing to choose which and why.
In Addition, in this article today, we are going to discuss what are the major reasons that you should consider holding at least 1 American Express Credit Card in your wallet.
Undoubtedly, American Express is famous for its world-class customer support.
Also, they not only greet you with full of energy even when it’s midnight at 2 AM but also get things done over a phone call.
However, the article will cover several asked questions related to Amex Credit Cards, for a better exploration of Amex Credit Cards, get tuned with this article to the bottom line.
Is American Express Credit Card Accepted Everywhere?
American Express may not be accepted everywhere, but there’s a reason it remains so popular among customers.
For one, Amex or American Express Credit Cards can come with incredible rewards.
Not only can you earn points, but you can use those points for great rewards like free flights and hotel stays
Why American Express is not Accepted Everywhere?
The reason has to do with the interchange fees charged by the credit card payment networks such as Visa, Mastercard, Discover, and American Express.
These fees are a percentage of each credit card transaction that a merchant has to pay to the payment network.
Is American Express Credit Cards Better than Visa?
American Express has long charged higher credit card processing fees than other payment networks.
To avoid those more expensive fees, some merchants have opted not to accept American Express cards.
Also, It’s accepted in over 170 countries; however, Visa is accepted in over 200 countries.
Where is the American Express Credit Card Accepted?
From large businesses like Walmart® and The Home Depot® to local businesses across the country.
Similarly, there are more places that accept American Express Cards than ever before.
Based on a Feb 2020 Nilson Report, American Express can now be accepted at 99% of places in the U.S. that accept credit cards.
Does American Express Credit Card is accepted in India?
India’s central bank has restricted American Express and Diners Club from adding new customers.
In a statement, the Reserve Bank of India said existing customers of either of the two card companies will not be impacted by the new order, which goes into effect on May 1, 2023.
However, except for high-end establishments or places frequented by North American tourists, American Express is not widely accepted in India.
So unless the places you want to use the card are such establishments that accept Amex.
Hence, don’t you think it’s worth having a fancy card that you cannot use at most other places when you would need it?
Which is the Best American Express Credit Card?
American Express is one of the market’s most well-known credit card issuers.
When you think about American Express, commonly referred to as Amex, it’s likely you think of premium charge cards and generous rewards.
The best American Express cards can potentially earn you hundreds of dollars per year in rewards or score plush perks like premium lounge access and valuable credits.
We looked at the issuer’s offerings to help you find the best Amex card for your unique spending needs.
- Best for restaurants and travel rewards: American Express Gold Card
- Best for premium travel benefits: The Platinum Card from American Express
- Best for travel perks for a low annual fee: American Express Green Card
- Best for gas and groceries cash back: Blue Cash Preferred Card from American Express
- Best for online shopping cashback: Blue Cash Everyday Card from American Express
- Best for general spending cash back: American Express Cash Magnet
- Best for Membership Rewards with no annual fee: Amex EveryDay Card
- Best for Membership Rewards for daily spending: Amex EveryDay Preferred Card
Is American Express the Best Credit Card to Have?
Undoubtedly, it does as American Express is a world leader in charge cards and credit cards.
Thus, targeting higher-end consumers and small-business owners with compelling travel and entertainment rewards.
However, we have researched Amex’s most popular cards and applied our objective screening criteria to rate the company’s best cards across multiple categories.
Which Credit Card is Better than American Express Credit Card?
As all the Amex Credit Cards are crucial according to their usage and prior needs.
However, these cards are used vastly and cover most of the purposes, hence considered the best Amex Credit Cards among all them.
So, the best Alternatives to American Express credit cards are as follows:
- Platinum Chase Sapphire Reserve Card
- Mastercard Black Card
- Marriott Bonvoy Brilliant American Express Card
Is American Express Credit Cards Accepted in Europe?
Yes, American Express cards can be used in Europe to a limited extent.
Although American Express cards will sometimes work, Visa and Mastercard are much more widely accepted internationally.
Similarly, Merchants that accept credit cards will almost always accept these two networks.
Where are American Express Credit Cards Accepted Internationally?
American Express Cards are accepted around the world, so you can easily use your Card to make purchases while you are overseas.
However, you don’t need to call in to tell us you are traveling, Your card will work across the globe wherever American Express is accepted.
So, American Express cards are accepted in more than 100 countries worldwide, but Amex is still lagging behind Discover, Visa, and Mastercard.
How to Use American Express Credit Cards Online?
If you are wondering how to use the Amex Credit Card online mode, here you go!
You can easily pay your American Express Card Bill by simply using the Amex Card Billdesk interface from anywhere and anytime at your convenience.
Steps to follow to pay your American Express Credit Card Bill are as follows:
1. Go to Amex Card BillDesk website.
2. Provide your card details American Express Card number twice, Mobile number, email id, and payment amount.
3. Now select your Bank account and click on ‘Proceed to Pay’.
4. Confirm your payment and you will receive the online confirmation for the same.
Bottom Line
In this article, we have tried our best to answer every possible question related to Is American Express Credit Card Accepted Everywhere? and its other related topics.
Hope you will be satisfied with our answers if you still have any doubts or suggestions.
Then definitely come in the comment box with your questions and doubts, you are most welcome, we would love to join your thoughts.
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