Famous author and book “Smart money smart kid’s” writer Rachel Cruze is expected to have a net worth of $4 million by 2022 and is well known for her prolific career in speaking and writing on the importance of financial literacy.

She has written a book with his father, “Smart money smart kid’s,” which earned its place at the top of the New York Times best-seller list.

She is also well known for her motivational financial speech. Rachel Cruze is currently one of the most notable female authors and motivational financial literacy speakers.

In this article, you will get detail of everything you need to know about Rachel Cruze’s net worth and financial success.

Rachel Cruze Net Worth

Rachel Cruze
source: Instagram

The estimated net worth of Rachel Cruze was $5 million in 2022. Her estimated annual income is about $1 million. Rachel Cruze has received all her net worth growth from her books on finance and lecture on financial management.

Author Rachel Cruze is a writer. She is famous among the most popular social media sites such as YouTube, LinkedIn, Facebook, Instagram, and Twitter.

Rachel has 496K followers on her Instagram account. She makes a respectable and inspirational living as a professional writer and speaker.

Cruze helps a lot with how to manage finance in the right way.

Rachel Cruze Net Worth & Earning Reports
NameRachel Cruze
Net Worth (2022)$5 million
Net Worth (2021)$4 million
Salary (Yearly)$1 million
Earning SourceAuthor

Earning Sources

Rache was a finance writer, but she also earned a lot from her social media platforms.

Even though she achieved popularity through her blogging career, she also amassed a significant amount of income only through blogging and communicating her ideas through words to other people.


Rachel Cruze has decent earnings from her book writing career. In 2014 her net worth grew considerably from her famous book, which is selling book in America.


Due to her massive follower base and physical presence in American media, Cruze is a successful influencer for financial management. She earns an enormous piece of her income from this influencing career.

Working in her father’s company

She also earns a decent amount from her father’s company. Rachel had also written many books with his father.

YouTube channel

She started opening her youtube channel on July 2013. At that time number of subscribers was 264K, and it received over 26 million views. Also, air her live shows on YouTube as well as other social media platforms.

Show podcast

She hosts a weekly educational podcast in addition to becoming a podcaster. Rachel teaches her listeners how to increase savings, eliminate debt, and reach goals.

She says that dealing with money shouldn’t be enjoyable or stressful. Over 108 episodes of her podcast have been released, and it has a 4.7-star rating.

Who is Rachel Cruze?

Rachel Cruze.-
source: Instagram

Rachel Cruze is a famous author and financial influencer, and lecturer. She mentioned her name in the 2021 top bookseller list. Rachel Cruze was born on April 25, 1989.

Cruze is known for her prolific career in speaking and writing on the importance of financial literacy. She lives in Franklin, Tennessee, along with her husband.

She was born and brought up with her parents and loved and cared for her parents. Rachel was brought up in a Christian family along with her two siblings. She has a strong personality. Cruze stands about 1.70m tall and weighs about 55 kg.

Rachel is a 31-year-old woman. She is a devout Christian and has three children.

American media face Cruze has become well-known because of her live YouTube shows on financial management.

Early Life

Rachel graduated from Brentwood High School with a high school diploma and continued her education at the University of Tennessee, where she received a bachelor’s degree in communications.

Dave Ramsey, her father, was a radio host. She started her career with her biological father and has continued through book writing.

In her mid-teens, she started giving motivational speeches about the value of financial literacy. She grew up in a home where evangelical Christianity predominated.

Rise to Stardom

Cruze has been taken as an example of how to budget for a home purchase.

In an interview with the Kansas City Star, she suggested using debit cards rather than credit cards to limit spending and never go over one’s budget, which “takes a discipline and a mindset that frequently goes against the grain of our instantly satisfied society,” she said.

Cruze attained a high level of famous popularity after her first book was mentioned as the highest selling in America.

Following this, she began receiving proposals from many brands to work with them and for her motivational financial lecture.

Her famous and motivational tweet on credit card usage myth Using credit cards is like living your life through a rearview mirror.

Each time you make a payment, you’re paying for food you’ve already eaten, movies you’ve already seen, and clothes you’ve already bought.

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Financial Sucess

Cruze started her financial success journey through her book writing in 2014. She also started earning started her earning in 2013 via her YouTube and live shows.

As her fan base grew, the audience wanted to listen to her more she started her podcast.

She claims to be unreasonably delighted that, in contrast to many other people, she saw the opportunity to profit from that and started working.

Rachel Cruze is a personal finance expert and the author of “Know Yourself, Know Your Money.”

She is also the host of “The Rachel Cruze Show,” where she shares practical tips to save more money, get out of debt quickly, and progress toward your financial goals.

She is well known as the most influential money expert. Then she started working as a growing influencer and gained financial success.

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The Bottom Line

We sincerely hope that reading about Rachel Cruze’s accomplishments was enjoyable. A woman of average means who followed her passions to success and notoriety.

She is a prime example of someone who works hard and succeeds. We all need to be motivated by people who have achieved solely due to their passions and hard work.

We would appreciate it if you left a comment below with some kind words for Rachel Cruze.

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